Health insurance before birth

Protection for your future baby

Welcome your baby with complete peace of mind!

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Why take out prenatal insurance with Groupe Mutuel?

Your baby will be automatically insured before birth, with no restrictions and no medical questionnaire
You pay NOTHING before your baby is born
Dentaire plus (level 2) and Mundo supplemental insurance plans are FREE for 3 years for your child
Less administrative tasks after the birth
A free gift at birth, sent straight to your home
Your future baby can be covered for hospital insurance - semi-private or private, whatever your child's state of health

Provide your little one with the protection it deserves

Only basic insurance?
Supplemental insurance tailored to your needs? Both?

We answer all your questions about insurance for your future child, free of charge.

Basic insurance for your future child: What you need to choose

Step 1. Insurance model
Standard model with free choice of doctor or one of our four alternative models. You get to choose.
Step 2. Deductible
Between CHF 0 and CHF 600, in increments of CHF 100. For a baby, we recommend a deductible of CHF 0.
Step 3. Supplemental insurance
Choose from one of our many supplemental insurance solutions available for your child.

Receive advice from an expert

Supplemental insurance: which one to choose?

Dentaire plus, level 2 for dental protection

Lay the foundations for healthy and beautiful teeth at an early age. However, orthodontics can be very expensive.

Dentaire plus, level 2 supplemental insurance for children is the solution! It covers 75% (max. CHF 3,000/year) of treatment costs.

Mundo insurance to cover your newborn abroad

Travel shapes youth! Mundo supplemental insurance offers comprehensive coverage (up to CHF 100,000 per year) in case of illness or accident during your holidays or trips around the world. Travel abroad with peace of mind.

If you take out prenatal insurance, these two supplemental coverage options will be included for the first three years of your child's life.

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Attractive discounts for families

Pay less without compromising on comfort? Yes, you can!

Families with three or more children can enjoy a 25% discount on the monthly premium for the basic insurance of all their children.

With our alternative basic insurance models, you can also benefit from reduced premiums.

Take out the same supplemental insurance as your child and get a discount on your child's premium (valid for certain types of insurance).

Benefit from discounts for families

Why choose Groupe Mutuel?

Because choosing us means first and foremost choosing a trustworthy, solid and experienced partner who will be by your side at every moment of your life!

Groupe Mutuel is the reference partner in health and pension insurance for individuals and companies.

Over 1.3 million individuals and around 27,000 companies have placed their trust in us.

Our team of experts will give you the best possible advice and support.

Frequent questions

Can I insure my baby at any time?

Yes, you can insure your baby at any age. However, we recommend that you take out insurance before birth.

This will ensure that your baby is automatically protected from birth and benefits from a number of supplemental insurance plans free of charge for three years.

Can I calculate my baby's prenatal insurance premium?

Yes, on our site you can calculate your baby's prenatal insurance premium and choose the insurance plan that best suits you and your child.

How can I customise my baby's insurance coverage?

Our insurance advisors will be happy to help you find the best insurance combination for your child and tailor it accordingly.